Skill Inventory Matrix
Enabler for Internal Mobility Program
Records
| ID | Sector | Division | Department | Unit | Technical Skills |
|---|---|---|---|---|---|
| 4667 | Commercial | Sales & Business Partnerships | Corporate Lending Development | Knowledge of corporate lending structures, credit criteria, and documentation standards. | |
| 4668 | Commercial | Sales & Business Partnerships | Corporate Lending Development | Knowledge of SAMA regulatory frameworks, internal credit policies, and risk governance protocols related to lending products. | |
| 4669 | Commercial | Sales & Business Partnerships | Corporate Lending Development | Knowledge of product lifecycle management including pricing, BRDs, platform integrations, and change request evaluation. | |
| 4670 | Commercial | Sales & Business Partnerships | Corporate Lending Development | Knowledge of corporate segment behavior, lending analytics, and competitor benchmarking to identify innovation opportunities. | |
| 4671 | Commercial | Sales & Business Partnerships | Corporate Lending Development | Ability to design and implement go-to-market strategies, product documentation, and training materials for lending solutions. | |
| 4672 | Commercial | Sales & Business Partnerships | Corporate Lending Development | Ability to monitor lending product performance, portfolio quality, and profitability through dashboards and MIS tools. | |
| 4673 | Commercial | Sales & Business Partnerships | Corporate Lending Development | Ability to manage digital enablement initiatives, platform upgrades, and embedded finance collaborations with fintechs, aggregators, and ERPs. | |
| 4674 | Commercial | Sales & Business Partnerships | Corporate Lending Development | Ability to translate lending data, customer insights, and market trends into product enhancements and strategy refinements. | |
| 4837 | Commercial | Banking | Knowledge of regulatory frameworks (SAMA, CMA) governing remittance, cards, lending, and deposit products. | ||
| 4890 | Commercial | Banking | Lending & Liabilites | Knowledge of retail and SME lending products, including personal loans, BNPL, overdrafts, and digital credit lines. | |
| 4891 | Commercial | Banking | Lending & Liabilites | Knowledge of deposit product structures, including current, savings, term deposits, and investment-linked accounts. | |
| 4892 | Commercial | Banking | Lending & Liabilites | Knowledge of digital lending platforms, onboarding, and servicing tools across web and mobile channels. | |
| 4893 | Commercial | Banking | Lending & Liabilites | Knowledge of regulatory reporting requirements, lending audits, and governance controls related to credit and deposit products. | |
| 4894 | Commercial | Banking | Lending & Liabilites | Ability to implement lifecycle campaigns for acquisition, activation, cross-sell, and retention through loyalty platforms (e.g., Qitaf). | |
| 4895 | Commercial | Banking | Lending & Liabilites | Ability to design and manage credit risk-adjusted product strategies in alignment with SAMA, AML/KYC, and Basel III requirements. | |
| 4896 | Commercial | Banking | Lending & Liabilites | Ability to govern lending portfolio KPIs, including NPL, yield, cost of acquisition, activation, and portfolio concentration risk. | |
| 4897 | Commercial | Banking | Lending & Liabilites | Ability to lead market benchmarking, financial modeling, and customer insights analysis to inform pricing and product roadmaps. | |
| 4898 | Commercial | Banking | Lending & Liabilites | Lending | Knowledge of retail and SME lending products, including personal loans, BNPL, credit facilities, and working capital solutions. |
| 4899 | Commercial | Banking | Lending & Liabilites | Lending | Knowledge of digital lending platforms, eKYC, and automated onboarding flows. |
| 4900 | Commercial | Banking | Lending & Liabilites | Lending | Knowledge of feasibility studies, business case development, and ROI measurement for new lending products. |
| 4901 | Commercial | Banking | Lending & Liabilites | Lending | Knowledge of portfolio segmentation, risk-adjusted pricing models, and strategic positioning to drive lending product growth. |
| 4902 | Commercial | Banking | Lending & Liabilites | Lending | Ability to define and monitor lending KPIs, including non-performing loans (NPL), yield, acquisition cost, and portfolio concentration. |
| 4903 | Commercial | Banking | Lending & Liabilites | Lending | Ability to manage full product lifecycle, from ideation, design, and pricing to commercialization and retirement. |
| 4904 | Commercial | Banking | Lending & Liabilites | Lending | Ability to ensure regulatory and compliance alignment with SAMA, AML/CFT, credit bureau, and Basel frameworks. |
| 4905 | Commercial | Banking | Lending & Liabilites | Lending | Ability to utilize data analytics platforms (e.g., Power BI, Tableau) for tracking lending performance, segmentation, and behavioral trends. |
| 4906 | Commercial | Banking | Lending & Liabilites | Liability | Knowledge of retail and SME lending products, including personal loans, BNPL, credit facilities, and working capital solutions. |
| 4907 | Commercial | Banking | Lending & Liabilites | Liability | Knowledge of digital lending platforms, eKYC, and automated onboarding flows. |
| 4908 | Commercial | Banking | Lending & Liabilites | Liability | Knowledge of feasibility studies, business case development, and ROI measurement for new lending products. |
| 4909 | Commercial | Banking | Lending & Liabilites | Liability | Knowledge of portfolio segmentation, risk-adjusted pricing models, and strategic positioning to drive lending product growth. |
| 4910 | Commercial | Banking | Lending & Liabilites | Liability | Ability to define and monitor lending KPIs, including non-performing loans (NPL), yield, acquisition cost, and portfolio concentration. |
| 4911 | Commercial | Banking | Lending & Liabilites | Liability | Ability to manage full product lifecycle, from ideation, design, and pricing to commercialization and retirement. |
| 4912 | Commercial | Banking | Lending & Liabilites | Liability | Ability to ensure regulatory and compliance alignment with SAMA, AML/CFT, credit bureau, and Basel frameworks. |
| 4913 | Commercial | Banking | Lending & Liabilites | Liability | Ability to utilize data analytics platforms (e.g., Power BI, Tableau) for tracking lending performance, segmentation, and behavioral trends. |